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Guilds, Toys and Insurance
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Do you know of a woodworking guild that produces wood toys for disadvantaged, hospitalized or foster kids and has access to insurance programs to cover the liability end of such an enterprise?
Pat Edwards: Contact the San Diego Fine Woodworker's Association at
SDFWA.org.
Bill Cogswell: Our guild decided not to carry insurance. Personally, the board and members are protected because our guild is incorporated. While anyone can sue anyone at any time for anything, in a litigation, the guild is liable up to the extent of the assets of the guild. In the case of our guild, that is not a substantial amount of money.
This article originally appeared in the Woodworker's Journal eZine.
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Copyright; 2010 Woodworker's Journal
All rights reserved. No part of this article may be reproduced in any form or by any electronic or mechanical means, including information storage and retrieval devices or systems, without prior written permission from the publisher.
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